Privacy Policy

Effective Date: [3/23/2026]

Orepay ("we", "our", "us") is committed to protecting the privacy and security of all users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you access or use our platform.

1. Information Collection

We collect personal and transactional data necessary to provide our services, including but not limited to identity details, contact information, device data, and transaction records.

2. Purpose of Processing

Your information is processed strictly for service delivery, regulatory compliance, fraud prevention, system security, and service improvement.

3. Data Sharing and Disclosure

We may disclose user data to licensed financial service providers, payment processors, and regulatory authorities where required. Such disclosures are limited to what is necessary for lawful processing.

4. Data Security

We implement industry-standard technical and organizational safeguards to protect user data. However, no system is completely secure, and users acknowledge this inherent risk.

5. User Responsibility

Users are responsible for maintaining the confidentiality of their account credentials. Orepay shall not be liable for unauthorized access resulting from user negligence.

6. Limitation of Liability

Orepay shall not be liable for any loss, damage, or unauthorized activity arising from third-party systems, user actions, or circumstances beyond our reasonable control.

7. Changes to Policy

We reserve the right to modify this Privacy Policy at any time. Continued use of the platform constitutes acceptance of such changes.

8. Contact

support@orepay.com.ng